Free Money? How to Apply for Small Business Grants Without Wasting Hours

July 24, 2025 | kelsey

Who doesn’t love free money?Small business grants can help you buy new equipment, train staff, or boost your marketing—without touching your cash flow.But many business owners skip them because they seem too complicated or time-consuming.

Here’s how to find grants, apply smartly, and give yourself the best chance of getting approved.

1. Know Where to Look

You don’t need to dig for hours—start with these reliable sources:

Business Victoria– business.vic.gov.au lists current grants.Grants.gov.au– National database of government grants.Council programs– Maribyrnong Council sometimes offers local business support grants.Industry groups– Some sectors (like hospitality or retail) have their own funding options.

2. Focus on Grants That Match Your Business

Don’t waste time applying for everything. Look for grants that fit:

Your size– Some are for sole traders; others are for businesses with staff.Your purpose– Marketing upgrades, sustainability projects, or business growth.Your location– Local and state grants often prioritise Yarraville and inner-west businesses.

3. Have These Basics Ready

Grant applications often ask for the same information. Save time by preparing:Your ABN and business registration details1–2 sentences about your business(“Family-owned Yarraville café serving locals since 2015”)What you’ll use the grant for and whyBasic financial details(profit/loss or turnover)

Keep these in a simple document you can copy-paste from.

4. Tell a Clear, Simple Story

Grant assessors want to seeimpact, not just numbers.

Show how the money helps you grow or help the community.Example:“This grant will allow us to buy a commercial fridge, increase production, and hire one extra local staff member.”

5. Apply Early (and Follow Instructions Exactly)

Many grants close once they hit a funding cap—apply as soon as it opens. Read the guidelines carefully; missing one document can get you rejected immediately.

6. Keep It Short and Clear

Assessors read dozens of applications. Usesimple language and bullet points—no long-winded business jargon.

7. Don’t Be Afraid to Ask for Help

Your accountant or bookkeeper can help with financials. Business Victoria and local councils often have free workshops on writing applications.

Quick Grant Success Checklist

Check Business Victoria, Grants.gov.au & Maribyrnong Council regularly Only apply for grants you qualify for Prepare ABN, business description & simple financials Show how the grant will grow your business or benefit locals Apply early & follow instructions exactly

Small business grants aren’t guaranteed, but with the right approach, they’reone of the easiest ways to get funding without debt.Start checking this week—you might be surprised what’s available.

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